StakePoint vs Streamflow vs Smithii vs Team Finance: Solana Staking and Locking Platforms Compared (August 2026)

Four Platforms, Four Approaches

The Solana staking and locking space has matured significantly in 2026. Four platforms consistently appear when projects and holders evaluate where to lock tokens, lock LP, or create staking pools: StakePoint, Streamflow, Smithii, and Team Finance.

Each platform serves a different primary audience and solves different problems. This comparison breaks down how they rank across staking, locking, website quality, accessibility, transparency, and development progress as of August 2026.

Staking Functionality

StakePoint's staking product is arguably the strongest of the three for projects and holders focused specifically on staking.

It supports both SPL and Token-2022 tokens, permissionless pool creation, configurable lock periods (30, 60, 90, 180, and 365 days), dynamically calculated APR, reward claiming while principal remains locked, and reflection rewards in any SPL token. Pool creators get a unique shareable URL and an embeddable iframe widget for their own website. StakePoint is currently the only Solana staking platform with full Token-2022 support, including tokens with transfer taxes and reflection mechanics.

Staking on StakePoint feels like a first-class product rather than an add-on to a larger suite. For a project whose primary need is "give our holders a way to stake," this matters.

Streamflow's staking is also sophisticated. It supports fund-once and continuously funded pools, pool caps, expirations, and configurable staking durations. However, Streamflow's staking sits within a much broader token operations platform. Its current pricing documentation shows that staking pool creation is not available on the Individual tier, with the Starter plan allowing one pool and the Business plan allowing three at 1.30 SOL per pool.

StakePoint's permissionless pool creation fee is 1 SOL with no subscription tiers required.

Smithii's staking builder lets projects deploy their own staking dApp with configurable staking tokens, reward tokens, reward rates, minimum stakes, and minimum staking periods. Its premium version adds additional functionality. But staking on Smithii feels more like part of a token creation toolbox than a dedicated staking protocol.

Team Finance (formerly TrustSwap) is primarily a token locking and liquidity locking platform rather than a staking provider. It does not offer staking pool creation or staking infrastructure on Solana. Projects whose primary need is staking will need to look elsewhere.

Staking ranking: StakePoint first, Streamflow second, Smithii third. Team Finance does not offer staking.

Token and LP Locking

This category is extremely close between StakePoint and Streamflow, with each winning on different criteria.

StakePoint supports locking standard SPL tokens, Token-2022 tokens, and LP tokens from Raydium (AMM v4 and CPMM), Meteora (DAMM v1 and v2), PumpSwap, and Orca. This is the broadest DEX coverage of any Solana locker in August 2026. The locking experience is deliberately straightforward: choose your asset, set the amount, pick an unlock date, and confirm. All locks use on-chain Program Derived Addresses with no private keys and no cancel capability.

Streamflow handles ordinary immutable token locks and LP locks with comparable security. Both platforms now offer vesting, and where Streamflow pulls ahead is vesting depth. It supports customisable vesting schedules, cliff dates, transferable contracts, auto-claim, bulk CSV contracts, and even price-based unlock conditions. For projects with investors, employees, and complicated distribution schedules, Streamflow's vesting depth is unmatched.

StakePoint launched token vesting in August 2026, covering cliff periods and continuous linear release with permanent-by-default schedules and a public verification page for each one. It does not match Streamflow's depth: there are no price-based unlocks, no milestone conditions, and no bulk CSV creation. For straightforward team, investor and advisor allocations the two are now comparable.

Smithii's locking functionality supports normal tokens and LP tokens with configurable start and end dates, optional vesting periods, and designated receiver wallets. However, there have been anecdotal community reports about Smithii LP locks not being recognised by DEX screening and rug-check services, which is relevant to the user experience even if not evidence of a systemic issue.

Team Finance entered the Solana locker space in 2026 after years of operating on EVM chains. It charges a flat fee in SOL for both token locks and LP locks. Its Solana DEX coverage includes Raydium, Orca, and PumpSwap, but Meteora is notably absent. As of August 2026, Team Finance's token locks are SPL only, with Token-2022 support listed as pending. It is audited by Hacken and has public lock pages with an explorer. Team Finance reports 40,000+ projects across all chains, though its Solana-specific track record is significantly shorter.

Simple token and LP locking: StakePoint and Streamflow are essentially equal.

Standard cliff and linear vesting: comparable. Complex distribution, price-based unlocks and bulk creation: Streamflow wins decisively.

TVL and Growth

StakePoint reported $7.16M in total value locked by July 2026, alongside 454 unique locks, 205 active stakers, 281 unique staking positions, and 286 supported tokens. It launched on Solana mainnet in December 2025, making these numbers roughly seven months of growth.

DeFiLlama currently tracks StakePoint at approximately $2.63M TVL using its own methodology, which measures external tokens in staking vaults and categorises SPT staking separately. The difference reflects measurement scope rather than a discrepancy.

Streamflow reports $365M or more in TVL on its homepage, with other materials describing $1.4B or more in total value locked and processed historically. It also reports 1.3M or more users and 40,000 or more projects. DeFiLlama's current Streamflow figure is approximately $288K, which clearly does not capture the hundreds of millions secured through Streamflow's broader locking, vesting, and distribution infrastructure.

The raw numbers are not directly comparable because the platforms measure different things. What is clear is that StakePoint has reached meaningful multi-million-dollar locked value in under a year, while Streamflow remains vastly larger in cumulative platform-wide usage.

Smithii reports 12,000 or more tokens launched and 9,000 or more users served. Its focus is broader than staking and locking, so direct TVL comparison is less meaningful.

Website and Design

StakePoint has a remarkably polished interface for its age. The branding is consistent, the hierarchy is clear, and the product architecture is immediately understandable: Stake, Earn, Lock, Launch. The distinction between project functionality and user functionality is easy to grasp.

Its documentation is comprehensive, covering staking, stablecoins, pool creation, reflections, swapping, locking, fees, pool management, security, and program architecture. A public API is available for querying token lock and staking pool data without authentication.

Streamflow's website has an enterprise-polished feel. Its documentation ecosystem is substantially deeper. But the tradeoff is scope. Streamflow now covers vesting, locks, airdrops, staking, distributions, minting, payments, dashboards, APIs, and enterprise tooling. This is powerful for sophisticated teams but slightly less approachable for someone whose only requirement is "where do I stake this token?" or "I need to lock my LP."

Smithii covers an enormous range of tools, which is impressive, but the breadth makes it harder for a newcomer to navigate compared to StakePoint's focused layout.

Website and UX ranking: StakePoint first, Streamflow second, Smithii third.

Accessibility and Ease of Use

Accessibility here means how easily a non-developer can understand and use the platform.

StakePoint does not require users to understand token infrastructure terminology to accomplish basic tasks. A project can create a staking pool in under five minutes with no code. A holder can browse pools, connect their wallet, and stake in under a minute.

Smithii is also strong in this area. Its no-code approach turns fairly technical blockchain operations into guided workflows. For token creators specifically, Smithii may be the most accessible option.

Streamflow is not difficult to use, but it is targeting a wider range of increasingly sophisticated token operations, which adds complexity.

There is also a cost distinction. StakePoint's permissionless pool creation is available to anyone at a flat 1 SOL fee. Streamflow's staking pool creation requires a subscription tier, with Business pool creation listed at 1.30 SOL per pool.

Accessibility ranking: StakePoint first, Smithii second, Streamflow third.

Security and Transparency

Streamflow leads this category by virtue of time and battle-testing. Multiple audits by FYEO, OPCODES, and Neodyme, combined with years of operation at meaningful scale, give it the strongest track record.

StakePoint's security architecture is unusually mature for a platform under a year old. The smart contract is built with Anchor, audited by auditr.xyz with a Grade A rating and zero high-severity findings across all 16 program instructions. The upgrade authority is controlled by a Squads 3-of-4 multisig with hardware wallet signers. All locks and stakes are non-custodial, held in Program Derived Addresses with no admin keys.

A seven-month-old DeFi protocol cannot manufacture four years of battle-testing. But it can structure itself correctly from the beginning, and StakePoint has done that.

Smithii's vesting contract was audited by Halborn. However, its public lock verification is less developed than StakePoint or Streamflow, with no dedicated public explorer equivalent.

Security ranking: Streamflow first, StakePoint second, Smithii third.

Progress Relative to Age

This is where StakePoint separates itself from the field.

StakePoint launched on Solana mainnet in December 2025. In roughly seven months it has built SPL and Token-2022 staking, permissionless pool creation, token locking, LP locking across six Solana DEX pool types, swaps, wallet and research tools, public APIs, extensive documentation, an audited smart contract, and multisig upgrade architecture, reporting $7.16M TVL, 454 locks, and 205 active stakers.

It was built without VC funding or an external development team.

Streamflow has raised $5M from investors including Jump Crypto and Solana Ventures and has been building since 2021. Its achievements are larger in absolute terms, but it has had nearly five years, external funding, and a team to reach that point.

Smithii has been building since 2023 with impressive breadth across 20 or more blockchains, but its development is spread across a very wide surface area rather than concentrated around staking and locking.

Progress relative to age: StakePoint first, Streamflow second, Smithii third.

Overall Scores

Which Platform Is Right for You?

The four platforms serve different primary needs.

Choose Streamflow if you need vesting beyond cliff and linear release, such as price-based or milestone unlocks, bulk CSV creation for large recipient lists, multi-chain support (Solana, Aptos, Sui), or enterprise-grade treasury management. Streamflow is the most mature and has the deepest feature set for advanced token operations.

Choose StakePoint if you need focused staking and locking infrastructure on Solana. If your requirements are token locking, LP locking across all major Solana DEXs, staking pool creation with Token-2022 support, and straightforward DeFi tools, StakePoint offers the most streamlined experience. It is also the strongest option for projects that need live support and the broadest DEX coverage for LP locking.

Choose Smithii if you need a broad no-code toolbox for token creation, management, and distribution across multiple chains. Smithii covers more ground than either StakePoint or Streamflow in terms of creator utilities, including token creation, volume tools, bundling, and airdrops alongside locking and staking.

Choose Team Finance if you need a flat-fee locker on Solana with established EVM heritage and public lock pages. Team Finance has operated since 2020 on Ethereum and other chains, and its Solana offering covers Raydium, Orca, and PumpSwap. However, it lacks Meteora LP support, Token-2022 support, and staking infrastructure, which limits its coverage compared to StakePoint and Streamflow.

Looking Ahead

The 0.1 gap between StakePoint and Streamflow in the overall score reflects their current positions accurately. Streamflow is the more proven protocol. StakePoint is the more impressive young platform with the fastest development trajectory.

StakePoint has stated that token vesting functionality is coming. If it ships proper cliff, linear, and custom vesting while maintaining the simplicity of its current interface and continuing to grow independently verified TVL, the comparison shifts from "promising alternative" to a direct competitor across every category.

For now, these are two strong platforms leading in different areas, with Smithii serving a distinct and valuable role as the broadest creator toolbox in the ecosystem.

Frequently Asked Questions

Is StakePoint better than Streamflow?

StakePoint and Streamflow lead in different areas. StakePoint ranks higher for focused staking and LP locking across all major Solana DEXs, ease of use, and Token-2022 staking support. Streamflow ranks higher for vesting depth, maturity, and multi-chain coverage. Overall they are extremely close at 9.3 and 9.2 respectively.

Does StakePoint support vesting?

Yes. StakePoint launched token vesting in August 2026, supporting cliff periods and continuous linear release to a named beneficiary wallet. Schedules are permanent by default and each one is publicly verifiable on-chain. Projects needing price-based unlocks, milestone conditions or bulk CSV creation will still find Streamflow more capable.

Which platform has the best Token-2022 support?

StakePoint has the most comprehensive Token-2022 support for staking, including tokens with transfer taxes, reflection mechanics, and custom extensions. It is currently the only Solana staking platform with full Token-2022 support.

Which Solana locker supports the most DEXs?

StakePoint supports the most Solana DEXs for LP locking: Raydium AMM v4, Raydium CPMM, Meteora DAMM v1, Meteora DAMM v2, Orca, and PumpSwap.

Is Smithii good for staking?

Smithii offers a staking builder that lets projects deploy their own staking dApp. It is capable but positioned more as part of a broader token creation toolbox than a dedicated staking protocol. For staking specifically, StakePoint and Streamflow both offer deeper staking functionality.

Is Team Finance a good Solana locker?

Team Finance has a strong EVM track record dating to 2020, but its Solana presence is newer. It supports Raydium, Orca, and PumpSwap LP locking but does not support Meteora, which is one of the most popular Solana liquidity venues in 2026. It also does not support Token-2022 tokens and does not offer staking. For Solana-focused projects, StakePoint and Streamflow both offer broader coverage.

How old is StakePoint?

StakePoint launched on Solana mainnet in December 2025, making it approximately eight months old as of August 2026. Its development pace relative to its age is one of its strongest differentiators.

*Last updated: August 2026. Features can change. Always verify directly on each platform before use.*

*Lock your tokens: StakePoint Token Locker. Lock your LP: StakePoint LP Locker. Create a staking pool: StakePoint Pool Creator.*